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Welcome > Sitemap > For Sellers ...
For Home Sellers:
Why Sellers Choose Jesse Ramirez - Why home sellers in Corona, Norco, Riverside and Chino Hills choose Jesse Ramirez.
Free Presentation - Free in-home listings presentation on marketing your Corona, Norco, Riverside and Chino Hills, in Riverside County California property.
Property Valuation - How much is your Corona, Norco, Riverside and Chino Hills home worth?
What Did That Home Sell For? - What did that Corona, Norco, Riverside and Chino Hills, California property or other real estate sell for?
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Financing Your Home >Hybrids Offer Low Rates
In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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What is considered the oldest surviving non-native building in the U.S.?
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The governor's palace in Sante Fe, New Mexico, built in 1609, was constructed with materials and methods adapted from the native Indians.
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