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Jesse Ramirez, REALTOR®, real estate agent and broker for Norco, Chino Hills and Corona California home listings, property and land for sale - NUMBER1EXPERT(tm)
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In the spirit of cooperation and sharing, I love to trade website links with other Realtors! Feel free to visit everyone featured on this page. I also have a message for fellow Realtors. Use the email form featured on this page to supply me with your website link. I’ll feature you here, and you can add me to your website! 

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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
How much does a celebrity's name boost the price of a property?

A 
Typically no more than 5 percent, but there are exceptions--the greater the fame, the higher the price!
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Jesse Ramirez, REALTOR®, real estate agent and broker for Norco, Chino Hills and Corona California home listings, property and land for sale - NUMBER1EXPERT(tm)

Jesse Ramirez
RE/MAX Partners Real Estate

390 McKinley Street Suite 106
Corona, CA. 92879
Direct: (951) 522-2216
Fax: (951) 278-4439
Email: remaxjesse@gmail.com

Jesse has lived in the area over 30 years. As a former police officer, he has knowledge and expertise that benefits you. Jesse can understand and relate to your wants and desires! He dedicates himself to serve all your real estate needs. Call or e-mail Jesse Today! 951-522-2216

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